Is Plaid down right now?

Plaid reports no incident on its status page. Our regional reading: Checks passing. Our checks of Plaid pass from all 2 regions we check.

How does RealUptime check Plaid?

RealUptime checks Plaid with scheduled HTTP requests to its public, unauthenticated front door, run from named regions on a fixed cadence, plus an extra check whenever a signal suggests a problem. A passing check shows that the front door answered our request, not that every feature of Plaid works for users.

What does "degraded" mean for Plaid?

Degraded means Plaid answered our check but at several times its own seven-day median response time. Degraded only ever applies to a reading that answered: a surface that fails our check, or one that refused it, is shown as a failed check or as awaiting data instead, never softened into "degraded".

What is Plaid's current response time?

RealUptime's most recent response time for Plaid, by region: US-East: 207 ms, US-West: 325 ms. This is the latest single check reading per region, not an average.

Has Plaid had a recent outage?

Plaid's last published incident: "Service Disruption Impacting Chase connections", Oct 22, 2026, 18 min.

When did RealUptime last check Plaid?

RealUptime's checks last ran against Plaid at 2026-10-24T11:48:55.366Z.

Is Plaid down?

Short linkrlup.io/down/plaid

I'm having a problem

Vendor reports no incidentWhat Plaid reports

Plaid reports no incident on its status page.

As of the last successful poll, 2026-10-24 12:02 UTC.

Plaid's status page

Our regional reading

This is our own reading from outside, shown beside the vendor's statement. It is not counted as a separate outage.

Checks passingchecked 20 minutes ago

Our checks of Plaid pass from all 2 regions we check.

As of Oct 24, 2026, 11:48 AM UTC, RealUptime's checks of Plaid passed in all 2 regions that returned a reading.

Front-door checks

This reading is from our two US regions.

our check readinglive · checked Oct 24, 2026, 11:48 AM UTC

US-East207 msChecks passing

US-West325 msChecks passing

Plaid's coverage is concentrated in North America, so we check it from our US regions only.

their status pagetheir claim, not our reading

Plaid reports: All systems operational (“All Systems Operational”)

from Plaid's own status page, checked Oct 24, 2026, 11:56 AM UTC

Plaid's own status page shows no incident, and our checks of Plaid pass right now.

Plaid's own component breakdown, as they publish it

API - ProductionOperational
API - SandboxOperational
DashboardOperational
Plaid PortalOperational

These are Plaid's components, named and scored by Plaid. We do not map them onto the functions we check above, because we have no way to know which of their components our checks touch. Two lists, side by side, neither one rewriting the other.

This is Plaid's own claim about their service, shown separately from what we measured. We never change our own numbers based on what a vendor reports, and this reading never changes theirs. Read both.

Plaid response time, by region

US-East

304msp95 · latest

2s1s0ms

Sep 25Oct 9Oct 24

US-West

458msp95 · latest

2s1s0ms

Sep 25Oct 9Oct 24

Check your own site while you wait on Plaid

Watching an outage above does not tell you whether your own connection or site is also having a problem. Enter your own URL for one live check, right now, no signup. This checks the site you enter, not Plaid. It cannot diagnose Plaid's own systems.

Email me when Plaid reports an incident on its status page, and again when it reports it resolved.

What our checks show, and what people reported

North America
Not monitored from this regionUS-East, US-West, US-Central, Canada
- US-East
  Checks passinglatency: 207msstatus code: 200checked: Oct 24, 2026, 11:48 AM UTC
  0 people in the last 5 minutesNot enough reports to sayOur US-East probes reach Plaid normally. We do not have enough reports from US-East to say anything about what people there are seeing.
- US-West
  Checks passinglatency: 325msstatus code: 200checked: Oct 24, 2026, 11:48 AM UTC
  0 people in the last 5 minutesNot enough reports to sayOur US-West probes reach Plaid normally. We do not have enough reports from US-West to say anything about what people there are seeing.
- US-Central
  Not monitored from this regionPlaid is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
- Canada
  Not monitored from this regionPlaid is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
South America
Not monitored from this regionPlaid is not monitored from this region.
0 people in the last 5 minutesNot enough reports to say
Europe
Not monitored from this regionEurope, UK
- Europe
  Not monitored from this regionPlaid is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
- UK
  Not monitored from this regionPlaid is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
Asia Pacific
Not monitored from this regionAsia-Pacific, Southeast Asia, Australia
- Asia-Pacific
  Not monitored from this regionPlaid is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
- Southeast Asia
  Not monitored from this regionPlaid is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
- Australia
  Not monitored from this regionPlaid is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say

Somewhere else or not sure: 0 people in the last 5 minutes

These are unverified reports from people using Plaid, counted separately from what our own probes measure. Anyone can file one, no account is needed, and the region on a report is chosen by the person filing it. We never open, extend or close an outage in our record based on report volume: only our own measurements do that. We have not received any reports for Plaid yet, which is not evidence that nothing is wrong.

Recent probe events

Service Disruption Impacting Chase connections, 18mdeclared on their status page2026-10-22

Service Disruption Impacting Chase connections, 1h 19mdeclared on their status page2026-10-21

Link performance degradation, 9mdeclared on their status page2026-10-15

Elevated API errors, 32mdeclared on their status page2026-10-14

Delayed Transactions Update Webhooks, 1h 10mdeclared on their status page2026-10-13

Service Disruption Impacting Chase connections, 44mdeclared on their status page2026-10-11

Service Disruption Impacting Bank of America connections, 1h 34mdeclared on their status page2026-09-26

Service Disruption Impacting Chime connections, 6h 2mdeclared on their status page2026-09-17

check entries are our own probes' readings; declared entries are the vendor's. How this check works

We have been measuring Plaid since August 20, 2026. We show nothing from before that date, and we never add an outage we did not observe ourselves, from any source.

Need this in writing? Generate an SLA evidence report for Plaid covering any window you pick, with our check readings and Plaid's own claim at the time, side by side.

Full check history for Plaid: 90 days of check results by region, month-by-month uptime by our checks, and every probe event on record.

Monitor your own site the same way

This page shows what we see when we check this service, using the same ten regions, for a site you run. RealUptime Monitor watches your own servers from inside your network, and it starts free.

Start monitoring your own servers

Put this badge in your README

Live, from this page's own readings.

[![Plaid uptime by RealUptime's checks](https://realuptime.io/outages/plaid/badge.svg?days=30)](https://realuptime.io/outages/plaid)

<a href="https://realuptime.io/outages/plaid"><img src="https://realuptime.io/outages/plaid/badge.svg?days=30" alt="Plaid uptime by RealUptime's checks" height="20"></a>

The badge shows the share of our checks that passed over the last 30 days. The window is printed on it, so the number always says what period it covers. If our readings go stale it says stale, and if we have no readings it says so and shows no color. Free, no account, and it links back here. See how the badge works for every window and the honesty rules behind it.

To cite this page: RealUptime, "Is Plaid down?", https://realuptime.io/outages/plaid. The readings change with every check, so give the date you read them.

Checking a site of your own? The free website down checker sends it one request and reports the answer, and the SLA calculator shows how much downtime an uptime figure allows.

What we check

primary

https://production.plaid.com/

secondary

https://status.plaid.com/

What our check can and cannot see

A pass means the service's public web page loaded and answered normally. It does not show that the product, the API or sign-in behind it works; a page can load from a cache while the product is down.

Host checked: production.plaid.com

RealUptime is not affiliated with Plaid; the name identifies what we checked, and nothing here speaks for Plaid's own team. We send a single web request to Plaid from 2 regions on our own schedule and time the response. We do not see inside Plaid's systems, do not use an account or real transaction, and are not the same signal Plaid's own team has access to. Treat this as one external data point, not a verdict. What we check for Plaid is its front door only: a passing check means the endpoints above answered, not that the underlying product or account features work. Plaid's coverage is concentrated in North America, so we check it from our US regions only. Read the full methodology.

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