Is Plaid down?
Operationalchecked 26 minutes ago
We reached Plaid from all 2 regions we check.
No outage recorded in the 14 days we have measured Plaid (since Aug 20, 2026).
Plaid's coverage is concentrated in North America, so we check it from our US regions only.
Plaid reports: All systems operational (“All Systems Operational”)
Plaid's own component breakdown, as they publish it
- API - ProductionOperational
- DashboardOperational
- API - SandboxOperational
- Plaid PortalOperational
These are Plaid's components, named and scored by Plaid. We do not map them onto the functions we check above, because we have no way to know which of their components our checks touch. Two lists, side by side, neither one rewriting the other.
This is Plaid's own claim about their service, shown separately from what we measured. We never change our own numbers based on what a vendor reports, and this reading never changes theirs. Read both.
Plaid response time, by region
Is it Plaid, or is it you?
Watching an outage above does not tell you whether your own connection or site is also having a problem. Enter your own URL for one live check, right now, no signup. This checks the site you enter, not Plaid -- it cannot diagnose Plaid's own systems.
What we measured, and what people reported
- US-EastOperationallatency: 887msstatus code: 200checked: Sep 3, 2026, 12:43 AM UTC0 people in the last 5 minutesNot enough reports to sayOur US-East probes reach Plaid normally. We do not have enough reports from US-East to say anything about what people there are seeing.
- US-WestOperationallatency: 849msstatus code: 200checked: Sep 3, 2026, 1:03 AM UTC0 people in the last 5 minutesNot enough reports to sayOur US-West probes reach Plaid normally. We do not have enough reports from US-West to say anything about what people there are seeing.
- EuropeNot monitored from this regionPlaid is not monitored from this region.0 people in the last 5 minutesNot enough reports to say
- Asia-PacificNot monitored from this regionPlaid is not monitored from this region.0 people in the last 5 minutesNot enough reports to say
- US-CentralNot monitored from this regionPlaid is not monitored from this region.0 people in the last 5 minutesNot enough reports to say
- CanadaNot monitored from this regionPlaid is not monitored from this region.0 people in the last 5 minutesNot enough reports to say
- UKNot monitored from this regionPlaid is not monitored from this region.0 people in the last 5 minutesNot enough reports to say
- Southeast AsiaNot monitored from this regionPlaid is not monitored from this region.0 people in the last 5 minutesNot enough reports to say
- AustraliaNot monitored from this regionPlaid is not monitored from this region.0 people in the last 5 minutesNot enough reports to say
- South AmericaNot monitored from this regionPlaid is not monitored from this region.0 people in the last 5 minutesNot enough reports to say
Somewhere else or not sure: 0 people in the last 5 minutes
These are unverified reports from people using Plaid, counted separately from what our own probes measure. Anyone can file one, no account is needed, and the region on a report is chosen by the person filing it. We never open, extend or close an outage in our record based on report volume: only our own measurements do that. We have not received any reports for Plaid yet, which is not evidence that nothing is wrong.
Recent outages
measured entries are our own probes' readings; declared entries are the vendor's. How this check works
We have been measuring Plaid since August 20, 2026. We show nothing from before that date, and we never add an outage we did not observe ourselves, from any source.
Need this in writing? Generate an SLA evidence report for Plaid covering any window you pick, with our measurements and Plaid's own claim at the time, side by side.
Full availability history for Plaid: 90-day availability by region, month-by-month uptime, and every incident on record.
Monitor your own site the same way
This page shows what we see when we check this service, using the same ten regions, for a site you run. RealUptime Monitor watches your own servers from inside your network, and it starts free.
Start monitoring your own serversTell me when this goes down
Get told when we measure this
We will tell you when our probes stop reaching Plaid, and again when they can reach it again. That is our own measurement from ten regions, not Plaid's status page. No account, no card.
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What Plaid's SLA implies, from our measurement
At or above your target
We measured none of downtime for Plaid over the 337h 29m since we started watching it on 2026-08-20, which is 100% uptime by our reading. A 99.9% target allows 20 minutes over that period.
By our measurement there is no shortfall to claim for this period.
This is computed from our own probe measurements, not from Plaid's SLA instrumentation. Their contract is normally measured against their own systems, with their own exclusions and a claim window, so their figure and ours will differ. Use this to start the conversation and ask for their number. It is not legal advice and it is not a determination of what you are owed.