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Outage tracker

Plaid: the full evidence record

The last 24 hours in detail, 15 days of measured availability, a 12-month summary, our own incident log, Plaid's declared record, and how the two compare.

← Back to Plaid's live status

We started measuring Plaid on August 20, 2026, which is 15 days ago. Everything below covers that period, not the full 90 days a longer-tracked service would show.

The last 24 hours

What happened most recently, on one time axis: our own probe readings by surface, how many people reported a problem, and what Plaid's own status page declared. Below it, any public chatter we saw about Plaid and the extra probe it triggered.

The last 24 hours on one axis: what our probes read for each surface we check, how many people reported a problem, and what Plaid's own status page declared. Three records side by side; none of them changes another.

Our probes, web
Unverified user reportsNo reports about Plaid in the last 24 hours, which is not evidence that nothing is wrong.
Plaid's status pageNo incident declared in the last 24 hours.

Each probe cell is the worst reading across every region in that quarter hour: one region that did not answer colours the cell, never an average. An amber cell is a reading that answered, but at three times or more its 7-day median for three checks running: slow is not down, and we say which. A filtered reading stays neutral, because a refused probe is not an outage. Report bars count unverified reports, not people we verified; they never change our reading. The status-page lane is Plaid's own declaration, shown as they made it.

Third-party chatter, labeled

Public posts from the last hour that mention Plaid next to an outage word (“down”, “outage”, “not working”). This is what other people said in public, collected by keyword: not something we measured, and not the user reports above. It never affects the verdict.

No matching public posts in the last hour from the sources we watch.

Availability by region

Availability is measured probes that succeeded, divided by every probe we attempted, per region. Not interpolated, not smoothed, and never computed for a region with zero recorded samples.

RegionAvailabilityProbes recorded
US-East100.00%633
US-West100.00%632

Monthly summary

Tracking Plaid since Aug 20, 2026. In that time our probes detected no outage. Months before that date are not tracked and carry no figure.

MonthUptimeOutagesDowntime
Oct 2025not tracked
Nov 2025not tracked
Dec 2025not tracked
Jan 2026not tracked
Feb 2026not tracked
Mar 2026not tracked
Apr 2026not tracked
May 2026not tracked
Jun 2026not tracked
Jul 2026not tracked
Aug 2026 from Aug 20, 2026100%00 min
Sep 2026100%00 min

Uptime here is the share of each month in which our probes had no outage open for Plaid: two consecutive failed readings from a region opens one, the first clean reading closes it. Any detected outage counts, including one seen from a single region, and an outage that crosses midnight on the first of a month is counted in both months with its minutes split. User reports, public posts and Plaid's own status page contribute nothing to these figures.

Our incident log

Every outage our own probes detected for Plaid in the last 90 days, or since we started measuring it if that is more recent. This list is probe-only: Plaid's own declared incidents appear further down this page in their own attributed section, never merged with what we measured here. User reports live on the live page, in their own labeled block.

No outages detected for Plaid since we started measuring it on August 20, 2026. We show nothing from before that date.

Their declared record

Plaid's own incident history, taken from their public status feed. This is their account of what happened, not our measurement, and it never changes the incident log above or the other way around.

Elevated API errorsMinor incident
Aug 24, 2026, 5:36 AM UTC to Aug 24, 2026, 9:13 PM UTC (15h 37m)resolved
their latest update (Aug 24, 2026, 9:13 PM UTC): This incident has been resolved.
Service Disruption Impacting Navy Federal Credit Union connectionsMinor incident
Aug 16, 2026, 3:13 PM UTC to Aug 16, 2026, 6:51 PM UTC (3h 38m)resolved
their latest update (Aug 16, 2026, 6:51 PM UTC): The health issue with Navy Federal Credit Union has been resolved
Service Disruption Impacting Navy Federal Credit Union connectionsAll systems operational
Aug 12, 2026, 9:48 PM UTC to Aug 13, 2026, 6:08 AM UTC (8h 20m)resolved
their latest update (Aug 13, 2026, 6:08 AM UTC): The Navy Federal Credit Union issue has been resolved
Delayed Capital One Transactions UpdatesAll systems operational
Aug 5, 2026, 1:01 AM UTC to Aug 10, 2026, 5:39 PM UTC (5d 16h)resolved
their latest update (Aug 10, 2026, 5:39 PM UTC): All Delayed Transactions have now been fully processed.
Service Disruption Impacting Bank of America connectionsPartial outage
Aug 2, 2026, 2:51 PM UTC to Aug 3, 2026, 12:53 PM UTC (22h 1m)resolved
their latest update (Aug 3, 2026, 12:53 PM UTC): This incident has been resolved.
python SDK degraded on Identity Verification APIsMinor incident
Aug 1, 2026, 1:34 AM UTC to Aug 1, 2026, 2:56 AM UTC (1h 22m)resolved
their latest update (Aug 1, 2026, 2:56 AM UTC): A fix is deployed. This incident has been resolved.
Virtual Account perfomance degradation (UK and Europe)All systems operational
Jul 27, 2026, 4:34 PM UTC to Jul 28, 2026, 8:40 AM UTC (16h 6m)resolved
their latest update (Jul 28, 2026, 8:40 AM UTC): This incident has been resolved. Our services have returned to normal operations.
Transfer Status Upates DelaysAll systems operational
Jul 23, 2026, 8:36 PM UTC to Jul 23, 2026, 9:59 PM UTC (1h 22m)resolved
their latest update (Jul 23, 2026, 9:59 PM UTC): All impacted ACH and Same-day ACH transfers's status have been updated to posted. They will be marked as settled later today.
Payouts/Refunds API degradedAll systems operational
Jul 23, 2026, 11:41 AM UTC to Jul 23, 2026, 2:33 PM UTC (2h 52m)resolved
their latest update (Jul 23, 2026, 2:33 PM UTC): This incident has been resolved.
Transaction Updates DelayedMinor incident
Jul 22, 2026, 2:58 PM UTC to Jul 24, 2026, 10:02 AM UTC (1d 19h)resolved
their latest update (Jul 24, 2026, 10:02 AM UTC): This incident is now resolved. The underlying issue has been fully mitigated, and all delayed default update webhooks have now been delivered. New item connections and their initial and historical transaction webhooks are firing normally, and new transaction updates, including de…

Showing the 10 most recent of 26 incidents Plaid has declared in the history we hold.

These entries are Plaid's own declarations, taken from their public status feed, shown separately from the outages we detected ourselves. Their page publishes what they choose to publish: an incident missing here means they did not declare one, not that nothing happened, and an incident here is their account, not our measurement. Neither record ever changes the other.

The scorecard

How Plaid's status page compared with what we measured, for every outage above that falls inside the window we have been capturing their claims.

We started recording Plaid's own status page on August 20, 2026, 13 days ago. This comparison covers that period only, we do not reconstruct what they said before it, and we compare only inside outages we measured ourselves.

We have not measured an outage for Plaid since we started recording their status page, so there is nothing to compare. That is a short measurement window, not a track record.

Plaid decides what their status page covers, and it may report per component while our check reaches one surface from ten regions. We state what each side measured and leave the conclusion to you. If Plaid believes a figure here is wrong, we publish corrections as prominently as the original.

Full detail on what a probe does and does not prove is in the methodology page.