Is Chime down right now?

Chime reports no incident on its status page. Our regional reading: Checks passing. Our checks of Chime pass from all 2 regions we check.

How does RealUptime check Chime?

RealUptime checks Chime with scheduled HTTP requests to its public, unauthenticated front door, run from named regions on a fixed cadence, plus an extra check whenever a signal suggests a problem. A passing check shows that the front door answered our request, not that every feature of Chime works for users.

What does "degraded" mean for Chime?

Degraded means Chime answered our check but at several times its own seven-day median response time. Degraded only ever applies to a reading that answered: a surface that fails our check, or one that refused it, is shown as a failed check or as awaiting data instead, never softened into "degraded".

What is Chime's current response time?

RealUptime's most recent response time for Chime, by region: US-East: 179 ms, US-West: 836 ms. This is the latest single check reading per region, not an average.

Has Chime had a recent outage?

Chime's last published incident: "Mobile Check Deposit Outage", Oct 19, 2026, 16 min.

When did RealUptime last check Chime?

RealUptime's checks last ran against Chime at 2026-10-23T00:33:03.940Z.

Is Chime down?

Short linkrlup.io/down/chime

I'm having a problem

Vendor reports no incidentWhat Chime reports

Chime reports no incident on its status page.

As of the last successful poll, 2026-10-23 00:50 UTC.

Chime's status page

Our regional reading

This is our own reading from outside, shown beside the vendor's statement. It is not counted as a separate outage.

Checks passingchecked 22 minutes ago

Our checks of Chime pass from all 2 regions we check.

As of Oct 23, 2026, 12:33 AM UTC, RealUptime's checks of Chime passed in all 2 regions that returned a reading.

Front-door checks

This reading is from our two US regions.

our check readinglive · checked Oct 23, 2026, 12:33 AM UTC

US-East179 msChecks passing

US-West836 msChecks passing

Chime serves United States customers, so we check it from our US regions only.

their status pagetheir claim, not our reading

Chime reports: All systems operational (“All Systems Operational”)

from Chime's own status page, checked Oct 23, 2026, 12:52 AM UTC

Chime's own status page shows no incident, and our checks of Chime pass right now.

Chime's own component breakdown, as they publish it

Card PurchasesOperational
In-App SupportOperational
Direct DepositOperational
Live Chat SupportOperational
Cash DepositsOperational
Phone SupportOperational
SpotMeOperational
Pay AnyoneOperational
Mobile Check DepositOperational
MyPayOperational
ACH TransfersOperational
View BalancesOperational
Enable/Disable Card TransactionsOperational
Dispute FilingOperational
Instant TransfersOperational
WebOperational
Mobile AppOperational
New Account SignupOperational
LoginOperational
ATMsOperational
Chime WirelessOperational

These are Chime's components, named and scored by Chime. We do not map them onto the functions we check above, because we have no way to know which of their components our checks touch. Two lists, side by side, neither one rewriting the other.

This is Chime's own claim about their service, shown separately from what we measured. We never change our own numbers based on what a vendor reports, and this reading never changes theirs. Read both.

Chime response time, by region

US-East

179msp95 · latest

2s1s0ms

Sep 24Oct 8Oct 23

US-West

831msp95 · latest

2s1s0ms

Sep 24Oct 8Oct 23

Check your own site while you wait on Chime

Watching an outage above does not tell you whether your own connection or site is also having a problem. Enter your own URL for one live check, right now, no signup. This checks the site you enter, not Chime. It cannot diagnose Chime's own systems.

Email me when Chime reports an incident on its status page, and again when it reports it resolved.

What our checks show, and what people reported

North America
Not monitored from this regionUS-East, US-West, US-Central, Canada
- US-East
  Checks passinglatency: 179msstatus code: 200checked: Oct 23, 2026, 12:30 AM UTC
  0 people in the last 5 minutesNot enough reports to sayOur US-East probes reach Chime normally. We do not have enough reports from US-East to say anything about what people there are seeing.
- US-West
  Checks passinglatency: 836msstatus code: 200checked: Oct 23, 2026, 12:33 AM UTC
  0 people in the last 5 minutesNot enough reports to sayOur US-West probes reach Chime normally. We do not have enough reports from US-West to say anything about what people there are seeing.
- US-Central
  Not monitored from this regionChime is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
- Canada
  Not monitored from this regionChime is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
South America
Not monitored from this regionChime is not monitored from this region.
0 people in the last 5 minutesNot enough reports to say
Europe
Not monitored from this regionEurope, UK
- Europe
  Not monitored from this regionChime is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
- UK
  Not monitored from this regionChime is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
Asia Pacific
Not monitored from this regionAsia-Pacific, Southeast Asia, Australia
- Asia-Pacific
  Not monitored from this regionChime is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
- Southeast Asia
  Not monitored from this regionChime is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say
- Australia
  Not monitored from this regionChime is not monitored from this region.
  0 people in the last 5 minutesNot enough reports to say

Somewhere else or not sure: 0 people in the last 5 minutes

These are unverified reports from people using Chime, counted separately from what our own probes measure. Anyone can file one, no account is needed, and the region on a report is chosen by the person filing it. We never open, extend or close an outage in our record based on report volume: only our own measurements do that. We have not received any reports for Chime yet, which is not evidence that nothing is wrong.

Recent probe events

Mobile Check Deposit Outage, 16mdeclared on their status page2026-10-19

Enrollment/New Account Signup Outage, 47mdeclared on their status page2026-10-09

App Outage, 2h 4mdeclared on their status page2026-10-01

Enrollment/New Account Signup Outage, 14mdeclared on their status page2026-09-24

Transfers between Chime accounts, 1h 14mdeclared on their status page2026-09-24

Enrollment/New Account Signup Outage, 58mdeclared on their status page2026-08-26

Direct Deposit, 1h 3mdeclared on their status page2026-08-21

Direct Deposit, 1h 29mdeclared on their status page2026-08-21

check entries are our own probes' readings; declared entries are the vendor's. How this check works

We have been measuring Chime since August 20, 2026. We show nothing from before that date, and we never add an outage we did not observe ourselves, from any source.

Need this in writing? Generate an SLA evidence report for Chime covering any window you pick, with our check readings and Chime's own claim at the time, side by side.

Full check history for Chime: 90 days of check results by region, month-by-month uptime by our checks, and every probe event on record.

Monitor your own site the same way

This page shows what we see when we check this service, using the same ten regions, for a site you run. RealUptime Monitor watches your own servers from inside your network, and it starts free.

Start monitoring your own servers

Put this badge in your README

Live, from this page's own readings.

[![Chime uptime by RealUptime's checks](https://realuptime.io/outages/chime/badge.svg?days=30)](https://realuptime.io/outages/chime)

<a href="https://realuptime.io/outages/chime"><img src="https://realuptime.io/outages/chime/badge.svg?days=30" alt="Chime uptime by RealUptime's checks" height="20"></a>

The badge shows the share of our checks that passed over the last 30 days. The window is printed on it, so the number always says what period it covers. If our readings go stale it says stale, and if we have no readings it says so and shows no color. Free, no account, and it links back here. See how the badge works for every window and the honesty rules behind it.

To cite this page: RealUptime, "Is Chime down?", https://realuptime.io/outages/chime. The readings change with every check, so give the date you read them.

Checking a site of your own? The free website down checker sends it one request and reports the answer, and the SLA calculator shows how much downtime an uptime figure allows.

What we check

primary

https://status.chime.com/api/v2/status.json

secondary

https://status.chime.com/

What our check can and cannot see

A pass means the service's public web page loaded and answered normally. It does not show that the product, the API or sign-in behind it works; a page can load from a cache while the product is down.

Host checked: status.chime.com

RealUptime is not affiliated with Chime; the name identifies what we checked, and nothing here speaks for Chime's own team. We send a single web request to Chime from 2 regions on our own schedule and time the response. We do not see inside Chime's systems, do not use an account or real transaction, and are not the same signal Chime's own team has access to. Treat this as one external data point, not a verdict. What we check for Chime is its front door only: a passing check means the endpoints above answered, not that the underlying product or account features work. Chime serves United States customers, so we check it from our US regions only. Read the full methodology.

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